![]() ![]() By doing so, you will be able to attain your financial goals and make better financial decisions in life. You need to see the whole monthly budget all in one shot.Do you also feel like you have no clue where your money disappears by the end of the month? Do you have a habit of spending on things you don’t really require and then regret it later? Or do you want to save up for some special projects or milestones in life? Whatever be the case, a bullet journal finance layout is your answer.Ī bullet journal finance layout (expense tracker bullet journal) is a great way to track your income, expenses, savings, and plan your budget. Ideally, this would all fit on one page or a one-page spread. – extra spending (i.e., gym, dining out, fun money, hobbies, etc.).– debt repayments (working the debt snowball method of course).– must spend monthly expenses (i.e., mortgage, utilities, insurance).But buying a latte and a scone can do wonders for your soul too! Hopefully, this means that you’re tucking an extra $11 into your savings account. Yup, every dollar needs to be working! So you are literally spending everything. Using a zero-based budget means that you are giving every single dollar of income a job to do. Remember, you need to take care of your big dreams! You can easily cut the items at the bottom of the list if you are over budget – no debating or negotiating with yourself.Ī pay yourself first budgeting model is when you pay into your savings accounts (those financial goals that you have) before paying any other bills. ![]() Priority-based budgets are where you put your most important expenses at the top of your list and the least important at the bottom. It sounds confusing at first but let’s break it down. We’re going to do a priority-based budget that utilizes a pay yourself first model, along with a zero-based budget framework. (Yes, you can have a different opinion, I just want to give a sample of one so people can get an idea). However, let’s run through the budgeting method and strategies that I think work best. What should a bullet journal budgeting layout look like?Īs I mentioned, you can use any budget method you want. You have to complete the sign up requirements to get the bonus! Read how to do this here with point #1. Sign up with Cash App and get a $5 bonus when you use code “NRTZMHV”.Save money on gas by signing up with Upside it gives you up to $.25 cents cash back per gallon! Use the code AFF25 when you sign up you’ll get a $.25 cents per gallon bonus!.Get free gift cards & cash for the everyday things you do online at Swagbucks.Save money at the grocery store with on things you already buy! This isn’t cash back it’s instant savings at the register!.Sign up with Inbox Dollars and get paid to read emails, watch videos, and take surveys.Join Rakuten and shop at your favorite stores for up to 40% cashback use the link and get a $10 Welcome Bonus!.Even on gift cards, at restaurants, and hotels. Earn cash back from over 4,000 retailers with TopCashback when you buy online. ![]()
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